Hawaii Electricians Health and Welfare Fund
Medical

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Deductible

The amount you must pay each calendar year before the Plan pays any benefits.

Coverage Participating Provider Non-Participating Provider
Medical None None

Out-of-Pocket Maximum

The maximum amount of coinsurance that you are responsible for paying each calendar year before the Plan pays 100% of your covered Eligible Charges.

Coverage Participating Provider Non-Participating Provider
Medical $2,500 per person per calendar year
(Allowed Charges from Participating Providers and Non-Participating Providers are accumulated to the Out-of-Pocket Maximum)

Please refer to your Summary Plan Description (SPD) for additional information. In the case of a discrepancy between this website and the language contained within the SPD, the latter will take precedence.